Business credit supply entails a firm providing credit to its customers as a means to gain a competitive edge. The … to examine how the digital economy impacts the business credit supply of enterprises. This study employs a theoretical … influence of the digital economy on corporate business credit supply and its underlying mechanisms. The findings reveal that the …

credit for non-financial firms. Our results suggest that bank competition increased during the 2006-2008 period–even as … small firms, but increase rates to firms with which they have the oldest credit relationships. This suggests (i) the …

We analyze the causal effect of the credit supply shock to banks induced by interbank market disruptions in the recent …

-performers drop. The magnitude of this difference implies that an individual lender’s credit allocation choices matter for aggregate … larger loans based on prior performance is not efficient. Our results have important implications for credit expansion policy …

Does financial deepening affect capital investment by credit constrained firms? We examine this question by exploiting …, we find large increases in both capital expenditures and credit growth undertaken by manufacturing establishments in … establishments, which are also the most likely to be credit constrained. Two key channels explain our findings: increased physical …

’ mobile devices, digital lenders have vastly expanded access to credit in developing economies for millions of individuals … without a prior credit history. At the same time, short-term, high-interest-rate digital loans are often issued to borrowers …. To examine how access to digital credit influences borrowers’ financial well-being, we take advantage of a proprietary …

data from the Bank Lending Survey (BLS), we explore how changes in credit standards pass through to firms at a granular … level. We find that tighter credit standards decrease loan availability reported by firms, increase the likelihood they … that a more diversified funding base insulates firms from the negative impacts of tighter credit standards on availability …